Terms of Service

Terms of Service for Noe Finance Loan Application Website

Last Updated: September 21, 2024

1. User Agreement

By accessing or using this website, you agree to be bound by these Terms of Service (“Terms”). If you disagree with any part of these Terms, you may not use this website.  

2. Definitions

• “You” refers to any individual or entity that accesses or uses this website.
• “Noe Finance” refers to Noe Finance, a company located in Louisville, Kentucky.
• “Website” refers to this website and all related services and content provided by Noe Finance.
• “Services” refer to the loan application services offered through this website.

3. Electronic Communications

You consent to receive electronic communications from Noe Finance, including but not limited to email, text messages, and online postings. These communications may contain important information regarding your loan application.

4. Telephone Communications

Noe Finance may contact you by telephone to discuss your loan application or to provide updates. You consent to such telephone communications.

5. Electronic Signature Disclosure and Consent

You acknowledge and agree that you may electronically sign documents related to your loan application. Your electronic signature is legally binding, and you agree to be bound by the terms of any documents signed electronically.

6. Loan Application Process

The loan application process involves submitting your personal and financial information through this website. Noe Finance may request additional documentation to verify your eligibility for a loan.

7. Loan Terms and Conditions

If your loan application is approved, Noe Finance will provide you with a loan agreement outlining the terms and conditions of the loan, including but not limited to:

• Loan amount
• Interest rate
• Repayment schedule
• Default and late payment consequences
• Fees and charges
• Prepayment penalties

8. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Kentucky, without regard to its conflict of law provisions.  

9. Dispute Resolution

Any dispute arising out of or related to these Terms or the Services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall be conducted in Louisville, Kentucky.  

10. Waiver

No waiver by Noe Finance of any breach of these Terms shall constitute a waiver of any other or subsequent breach.

11. Severability

If any provision of these Terms is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall remain in full force and effect.  

12. Contact Information

If you have any questions about these Terms, please contact Noe Finance at:

• Email: jackson@noefinance.com
• Address: Louisville, Kentucky
• Phone: [Phone number]

13. Changes to Terms

Noe Finance reserves the right to modify these Terms at any time without prior notice. We will post any changes to these Terms on this website. Your continued use of the website following the posting of changes constitutes your acceptance of the revised Terms.  

14. Privacy Policy

Please refer to Noe Finance’s Privacy Policy for information on how we collect, use, and protect your personal information.

15. Entire Agreement

These Terms constitute the entire agreement between you and Noe Finance regarding your use of this website and the Services.